A planar form or structure is used to create a laminated card or other planar article. The structure and related method allow the carrier surface of the laminated article to be customized or personalized, before it is laminated, such as by adding to the carrier surface an account number, signature, address, serial number, photograph, microchip, or other planar indicia. The carrier surface is adhered to the transparent lamina across substantially all its surface area to create a strong, tamper resistant bond. The laminated card is created from a multiple-ply structure defined within the boundaries of the larger form. The multiple-ply structure has horizontal dimensions substantially corresponding to the ultimate horizontal dimensions of the laminated card or article being created. The carrier is printable and able to be laminated on both sides, yet if desired, the carrier can be limited to only a single ply, thereby reducing the thickness of the resulting laminated card.