An e-mailer controller which privately and securely delivers bank notices,
advices and monthly statements via the Internet, other e-mail networks or
the like. The e-mailer controller allows existing banking systems to
deliver either printed bank statements or e-mailed bank statements. Thus,
the banking system with the e-mailer controller is capable of multi-mode
delivery of bank statements. The e-mailed mandated periodic statements
include pictorial images of hardcopy banking instruments in accordance
with customer preferences for presentation of such hardcopy banking
instruments.