Aqueous dispersion comprising polyurethane-based resins and water-insoluble cellulose ester, methods for preparing and using same, and articles coated with same

Aqueous binder dispersion which is suitable for the preparation of coating compositions for multilayer lacquerings and is based on polyurethane resins, which can be (meth)acrylated, the optionally (meth)acrylated polyurethane dispersion particles comprising 0.5 to 5 wt. %, based on their solids content, of water-insoluble cellulose esters.