A card game wherein a first set of cards is dealt face up and arranged in a
row. Each card represents a first card of one hand of a plurality of
separate hands that will be completely formed when the dealer deals all
cards necessary to complete all of the separate hands. A first difficulty
factor is assigned to the first set of cards. Wagers may be placed on each
card in the first set. This process is then repeated for a second set of
cards and a third set of cards. Additional sets of cards are dealt face up
and arranged in rows that are aligned with rows of cards formed by the
first, second and third sets of card thereby forming a plurality of rows
and columns of cards. Each column of cards defines a separate and complete
hand of cards. Winnings are paid to the player with the winning hand based
on (i) the player's wagers that correspond to the winning hand, (ii) a
predetermined payout schedule and (iii) the difficulty factors.
