An automated way for sales establishments to extend point of sale (POS)
cash transactions to allow consumers to save change or transfer
discretionary funds into saving or donating accounts managed by a central
clearinghouse. The system includes a network composed of consumers/payors
with identification cards, neutral merchants who enter data and funds into
remote POS terminals, central clearinghouse that offers/process accounts,
and service providers for participating consumer/account holders, i.e.
nonprofit giving, travel, mutual funds, savings, ets. The network provides
consumers with a seamless, convenient, and painless way to save/donate
every time they spend at multiple POS counter locations.
