A non-volatile memory device includes a semiconductor substrate and a pair of
buried
bitlines within the substrate. A bottom dielectric layer is formed over the substrate
and a charge trapping dielectric layer is formed over the bottom dielectric layer.
A multi-layer top dielectric stack is formed over the charge trapping dielectric
layer. The top dielectric stack includes a first oxide layer, a nitride layer,
and a second oxide layer. A wordline is formed over the top dielectric stack. The
multi-layer top dielectric stack has a reduced electrical thickness, thereby providing
a memory device, which is operative to be programmed using a reduced operating
voltage of less than about +8 Volts.