A topical composition has from 0.1 to 2 total weight percent of a first surfactant,
an organic solvent, a polymer thickener, and 80 to 98 total weight percent water.
The topical composition affords good topical cleaning or lotion actions and rapid
water rinse in a form that has a suitable shelf life. The surfactant is chosen
to yield a net HLB of between 7 and 13.