A multi-layer protective fabric includes an inner layer, an middle layer, and
an
outer wicking layer. The outer fabric layer includes an inside layer of hydrophobic
material, an outside layer of hydrophilic material, and an intermediate layer of
hydrophobic monofilament yarns extending between and knitted together with the
outside and inside layers, and promotes wicking of moisture from a wearer's skin
to the outer layer. The multi-layer protective fabric middle layer includes a porous,
cushioning material. The multi-layer protective fabric inner layer includes a cushioning,
abrasion-resistant material, such as doeskin. Articles of apparel, for example
cycling shorts, can include such a multi-layer protective fabric either alone or
in combination with other moisture-managing, cushioning fabrics. Such protective
fabric and apparel systems provide improved removal of moisture from skin, reduction
of contact stress, and decrease in abrasion.