A system detects subscription fraud in connection with any consumer related service
which requires continuous access and payment over time. According to one aspect,
a method performed by the system includes determining a subscription fraudster
or someone whom has not fulfilled previous payment obligations for access to service,
at or soon after the point of service application, by comparing at least one biometric
value against those on file which are associated with past payment default. The
method further includes utilizing non-threshold and non-market characteristic profile
information which is not part of the data captured on the service order application
for identifying an individual who has defrauded or defaulted on previous subscriptions
for consumer services, viewing, storing, forwarding, and comparing biometric and
non-application subscriber profile data which is not based on thresholds, transactions,
nor market characteristics across many points of service activation, billing, and
management, and combining and sharing biometric and user profile data across multiple
service providers to restrict access to services at the time or shortly after application processing.
