Disclosed is a system and method for processing tokenless electronic consumer
rewards between a reward provider and a recipient using an electronic identicator
comparator and at least one recipient biometric data. The process uses apparatus
for creating an electronic registry of a reward provider's products or services
each having a predetermined rewards value, the rewards being disbursed to recipients
based upon the occurrence of predetermined criteria; recipient registration, wherein
the recipient registers with the electronic identicator comparator at least one
registration biometric sample, and recipient specific data; recipient identification,
wherein the identicator comparator compares a recipient bid biometric sample with
previously registered biometric samples for producing either a successful or failed
identification of the recipient; and recipient rewards issuance, wherein the rewards
provider issues rewards to the recipient. This method and system can process an
electronic consumer rewards transaction without the recipient using any unique
identification tokens.