A method of producing a matted image which is usable in a scrapbook. The method comprises the steps of displaying a digital image having a mat area; displaying a plurality of color selections from which a user can select at least one of the plurality of color selections; automatically applying the at least one selected color selection to the mat area to generate a colored mat; and displaying the matted image comprised of the digital image and the colored mat. In a preferred embodiment, the color selections are comprised of colors disposed in the digital image.