A method of valuation of large groups of assets by partial full underwriting,
partial
sample underwriting and inferred values of the remainder using an iterative and
adaptive supervised and unsupervised statistical evaluation of all assets and statistical
inferences drawn from the evaluation and applied to generate the inferred asset
values. Individual asset values are developed and listed in relational tables so
that individual asset values can be rapidly taken from the tables and quickly grouped
in any desired or prescribed manner for bidding purposes. The assets are collected
into a database, divided into categories by credit variable, subdivided by ratings
as to those variables and then rated individually. The assets are then regrouped
according to a bidding grouping and a collective valuations established by cumulating
the individual valuations.