A database having information sought by a consumer, a database containing consumer
attributes, and a database of advertising messages are made responsive to telephone
calls placed to an interactive voice response (IVR) system. Alternatively, the
databases can be linked to a web site responsive to consumer input. Either system
can deliver the advertising messages to the consumer. The database of consumer
attributes contains information already known about the consumer that can be used
to decide on which advertising message to deliver. The consumer initiates activity
by calling the interactive voice response system or accessing the web site. Software
identifies the consumer via the consumer-inputted identification and delivers an
advertising message likely appeal to the consumer. The advertising message can
include an offer to purchase a product or service. The offer can be taken during
the advertising period and recorded so as to be sent to a sponsor. The system then
disseminates information sought by the customer, such as student grades. Alternatively,
software resident at the Web site reads the identity of the customer who is accessing
the Web site and recognizes and ascribes various attributes to the customer. The
customer has the opportunity to either view the information or, preferably, interactively
respond to the advertisement or offer by seeking additional advertisements or by
placing an order for the products or services of the sponsoring vendor.