A bandgap reference voltage generator includes, in part, a first closed-loop circuit having a first operational amplifier and adapted to generate a first current with a positive temperature coefficient and a second closed-loop circuit having a second operational amplifier and adapted to generate a second current with a negative temperature coefficient. The bandgap reference voltage generator is further adapted to include a multitude of output stages. Each output stage may be independently scaled to sum any selected multiple of the first current to any selected multiple of the second current to generate an output voltage having either a nearly zero, a positive or a negative temperature coefficient. For example, the first output stage may be scaled to generate a reference output voltage with a nearly zero temperature coefficient. Similarly, the second output stage may be scaled to generate a reference output voltage with a negative temperature coefficient.