A polymer composition including polymer particles containing a first polymer and a second polymer is disclosed. The first polymer has a crosslinked core and has a glass transition temperature in the range of -30.degree. C. to 100.degree. C. The second polymer containing select crosslinking groups and has a glass transition temperature in the range of -10.degree. C. to less than 18.degree. C. A process to prepare the polymer composition is provided. Also provided are a coated article containing a coating prepared from the polymer composition and a method of preparing the coated article. The polymer composition has good low temperature film formation and provides a film with an acceptable level of hardness.

 
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