A system and method for analyzing and originating a contractual arrangement for transacting a deposit liabilities base of a financial institution. In one embodiment, a deposit liability contract is provided granting the financial institution the right to sell the deposit liabilities base to a third party at a predetermined price. External market data and internal data pertaining to the financial institution is analyzed. An estimated market value and a minimum potential bid price for the deposit liabilities base is calculated, and incorporated into a deposit liability contract, so that the price which the third party will pay during a predetermined term for the deposit liabilities may be specified. The invention allows the value of the deposit liabilities base to be quantified without requiring that the deposit liabilities base be divested from its financial institution.