A method and apparatus are disclosed for preventing unauthorized access to
a restricted item using a cellular telephone that has been previously
associated with a user, for example, during a registration process. The
user is initially identified, for example, by entering a password, and a
one-time pseudo-random token is provided to the user using a first
communication channel. The user is requested to dial a telephone number
associated with an access control service using a cellular telephone that
has been previously associated with the user and enter the assigned
token. The user obtains access to the restricted item if the assigned
token is entered from a cellular telephone having a serial number that
has been previously associated with the particular user.