A method and apparatus for generating energy from a composition comprising urea and water are described. The method in one embodiment includes: (a) reacting the urea with water to form ammonia; and (b) oxidizing the ammonia formed in step (a) to form water and nitrogen generating energy. The apparatus in one embodiment contains: (a) a first container for providing the composition; (b) a second container for reacting the urea with water to form ammonia, wherein the second container is connected to the first container by means for delivering the composition from the first container to the second container; (c) a third container for providing ammonia, wherein the third container is connected to the second container by means for delivering ammonia from the third container to the second container; and (d) a fourth container for oxidizing ammonia to form water and nitrogen generating energy, wherein the fourth container is connected to the second container by means for delivering ammonia from the second container to the fourth container. The method and apparatus are used to generate energy for use in stationary and mobile applications.