Methods for controlling access to a facility and access to funds from authorizing providers are disclosed. The methods assign an environmental risk profile to the facility and risk factors to the authorizing provider, wherein both include point of entry systems. A person is pre-registered for access to the facility or funds or registered using an authentication server from public or private entities or authorizing providers. The person is issued an individual identification code on a smart card that is read and compared to the person's biometric data at the point of entry system, which contacts the authentication server to verify the person's eligibility. Personal data on the person is compiled using sets of rules to create an individual risk profile or an access level for receiving funds. Second and third transmissions communicate information for updating the individual risk profile for accessing the facility or updating the access level to funds.