A method and system for providing real time scratch-off lottery like games over a wireless network. The method and system allow a user of a wireless station to play a lottery game electronically with the feel of real-time scratch and win determination. Substantially concurrently, security, including win/loss determination is maintained by a betting service provider on a system apart from the wireless station of the user. The system tracks user accounts, outstanding lottery games, and randomly determines win/loss information. The user is notified of win or loss (or the value "underneath" the scratch-off block in near real time. The wireless station transmits minimal amounts of data, typically a lottery ticket identifier and description of the users actions to the betting service provider and receives a value to display from the betting service provider.