A system authenticates an electronic transaction between a first
user-operated device and a computer. The computer is configured to
conduct electronic transactions. The system includes a voice browser and
a session correlator. The voice browser is configured to receive and
process user-spoken information from a second user-operated device, where
the voice browser is programmed to compare a user-spoken transaction
identifier to a computer generated transaction identifier, and to compare
a user-spoken verification identifier to a voice print of the user. The
session correlator is coupled to the voice browser and is configured to
transmit an authentication message to the computer if the user-spoken
transaction identifier matches the computer transaction identifier, and
if the user-spoken verification identifier matches the voice print.