An electronic transaction system includes an authority issuing electronic signals representing subscriber assurance of an attribute of a subscriber to the system; and a reliance server obtaining electronic signals representing information regarding the subscriber assurance issued by the issuing authority, the reliance server issuing electronic signals representing a signed warranty offer to a relying party, the signed warranty offer being based at least on the subscriber attribute assurance, wherein the reliance server only provides the signed warranty offer if the relying party is authorized to make a request for said warranty.