A system for generating charge account numbers, wherein the charge account number is based on a number known to the consumer. For example, the consumer can provide a known number, such as their telephone number, and the system can generate a charge account number using the known number provided. Thus, the known number can be associated with a third party account, such as a telephone service account, and billing for the charge account and the third party account can be combined into one billing statement.

 
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