An exercise device for exercising the major muscle groups of the middle and lower torso. The exercise device has a self-standing framework that includes a vertical post. A cross beam is provided that has two ends and a middle section. The middle section of the cross beam is connected to the vertical post with a pivot connection. The pivot connection enables the cross beam to move relative to the vertical post throughout a predetermined range of motion. A person exercises by grabbing and pulling a handle. The handle is attached to at least one resistance element. By adjusting the orientation of the cross beam, the handles and resistance elements can be selectively positioned at various heights and at various offset orientations relative to a support platform.