A stored-value card includes a housing and at least one internal wall
substantially enclosed within the housing. The housing includes an
account identifier signifying a financial account or record linked to the
stored-value card. The at least one internal wall is configured to define
an airflow chamber within the housing. The housing defines an opening
leading into the airflow chamber. The stored-value card is configured to
produce a whistle sound when air enters the airflow chamber from the
opening and moves within the airflow chamber.