A portable telecommunication apparatus has a user interface, a programmable controller, a memory coupled to the controller, and an information access program, such as a WAP browser, which is stored in the memory and is executable by the controller. The information access program provides access for a user to a global information network, such as Internet, through the user interface and a first wireless communication link. The apparatus also has an external device interface for connecting an external device to the portable telecommunication apparatus over a second communication link. The information access program allows the user to control the external device through the user interface, the external device interface and the second communication link.

 
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> System and method of dispensing insurance through a computer network

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