In this invention, a wireless terminal location is monitored and used to locate providers of a requested service that are proximate to the location of the wireless terminal. At least one of the providers located is selected and identified by name and/or telephone number and/or the location, etc., and this information is delivered to and stored in the directory of the wireless terminal. The process is repeated as necessary to update the list of service providers when the wireless terminal is transported to a new location area. The service providers located can represent any category of service desired such as emergency facilities (especially in a foreign country) such as paramedics, hospital, police, or roadside assistance, etc.