A fine jewelry chain made of precious metal, base metal, or metal alloy, which may be used by day as an ID card holder in the form of a necklace, bracelet, belt, or watch-type chain, and by night as a piece of decorative jewelry in the form of a necklace, bracelet, belt, or watch-type chain. The chain includes a looped metal clasp which may be used to hold an ID card, transparent ID card holder, pendant, or charm, or to secure the necklace to itself, thus creating a double-stranded "choker" style of necklace. The chain may also be worn in the lapel, draped through belt-loops, or otherwise strung around a portion of clothing or of the body. Decorative charms may also be purchased and the chain threaded through said charms to create a more unique or individual piece of jewelry. The ID cards and charms strung from the chain may also incorporate embedded chip technology, which would allow for the download and storage of personal security information.