A method and apparatus for guiding a vehicle to intercept a target is described. The method iteratively estimates a time-to-go until target intercept and modifies an acceleration command based upon the revised time-to-go estimate. The time-to-go estimate depends upon the position, the velocity, and the actual or real time acceleration of both the vehicle and the target. By more accurately estimating the time-to-go, the method is especially useful for applications employing a warhead designed to detonate in close proximity to the target. The method may also be used in vehicle accident avoidance and vehicle guidance applications.