According to the invention, there is provided a novel soybean variety designated XB20D05. This invention thus relates to the seeds of soybean variety XB20D05, to the plants of soybean XB20D05 to plant parts of soybean variety XB20D05 and to methods for producing a soybean plant produced by crossing plants of the soybean variety XB20D05 with another soybean plant, using XB20D05 as either the male or the female parent.