The invention is a granular media filter for in-line liquid applications that allows media as fine as 44 micron to be used to increase the removal of contaminants from the liquid with adequate flows consisting of a specific arrangement. A flow distributor has a non-woven fiber web welded to it; followed by a mixture of fine particle media (finer than 20.times.50 mesh); followed by a compressible chlorine resistant open cell polyurethane foam, then a 5 micron rated meltblown fiber tube attached to the outlet end by melt adhesive on one end and closed with a plastic plug on the other end. The foam can be either polyurethane or polyolefin, and it can be either open cell foam, or reticulated and open cell foam. A preferred embodiment includes within the fine particle media 10% by weight of flow-enhancing antimicrobial plastic pellets, about 4-5 mm in diameter and having an aspect ratio of 2-3, the pellets encapsulating an antimicrobial additive.