A reactive fluorinated polymer having polyester and polyether segments is mixed with a reactive melamine resin to form a coating composition. The polyether segment can include monomeric units from an oxetane monomer having pendant fluorine groups that are linked to the oxetane via an ether group. The melamine resin can be a lower alkyl etherified melamine-formaldehyde. The composition can be disposed on a substrate and treated to form a laminate.