There is provided a platform neutral method and system for retrieving card information in an extensible markup language (XML) format over the internet via a web service comprising the steps of formulating a simple access object protocol (SOAP) request for the selected information at a consumer application, transmitting the SOAP request to the web service over the internet, receiving the SOAP requests at a provider web service, routing the information request for card information to a provider back-end network, processing the information request and retrieving the selected card information and forwarding to the web service application, formatting the retrieved selected card information in an XML format and formulating a SOAP reply, transmitting the SOAP reply to the consumer over the internet, receiving the SOAP reply at a consumer web server application, reading the XML formatted stored value card information, and routing the XML formatted information to a consumer back-end application or end-point access devices.