A game ticket is disclosed. The game ticket includes a first and second indicia concealed by a removable opaque covering and indicating visually whether the game ticket is a winning ticket. The first indicia is located with a game play area. The second indicia includes a first player key located within the game player area and a second player key located in a customer key area, wherein whether the game ticket is a winning ticket is determinable upon a comparison of the first and second player keys. A method and apparatus for using the game ticket is also disclosed.