An application serving system is disclosed that comprises a target client
computer that connects to a server system and subscribing institution
host Web Server, over a network. Both the client computer Web server and
server system implement a network protocol layer to communicate across
the network. In a preferred embodiment, the network is the Internet, or
other public or private networks, and the network protocol layers are
implemented on top of TCP/IP or UDP/IP. Other network configurations and
network protocols layers, however, could be implemented in place or in
addition to the Internet such as wireless CDPD, GPRS, or other networks.
The target, client computer is preferably a PC.