A monocoque card for performing transactions is disclosed. The card comprises a substrate having a lenticular portion on a front side and a flat portion on a back side. The substrate has a thickness between 28 and 34 thousandths of an inch. Inks are applied on the flat portion on the back side and an information bearing portion is applied over the inks and for use in performing the transactions. A method for making such a monocoque card is also disclosed.