Systems and methods consistent with the present invention manage a credit
card having an adjustable credit limit. The system determines whether the
credit limit is likely to be reached by possible transactions made by the
customer when using the account. The system adjusts the credit limit when
it is determined that the credit limit is likely to be reached. The
adjusted credit limit is analyzed to determine whether it satisfies
predefined credit limit amount criteria associated with the account. The
system then revises the adjusted credit limit, as necessary, such that
the revised credit limit satisfies the predetermined credit criteria.