A digital audio file reproduction apparatus, system and method having wireless transfer capability with a remote device. The apparatus includes a memory and a controller coupled to store and recall digital audio files with the memory. A transceiver operates to transmit and receive digital audio files according to a radio protocol. An audio circuit receives audio files from the controller and outputs the audio files for analog audio reproduction. The controller responds to the receipt of an in-range radio signal by the transceiver, from the remote device, to exchange digital audio files with the remote device via the radio protocol. A memory card slot is adapted to accept plural user-replaceable memory cards. The apparatus compresses and decompresses the digital audio files, which may be according to the MP3 format. A microphone circuit provided to enable the recording and storing of voice messages.