The present invention provides methods and systems for promoting banking
services to non-customers at an automated teller machine (ATM) through an
incentive system. Non-customers who enroll in the incentive system are
awarded points based on ATM use, viewing of advertisements at an ATM, and
other factors. When a pre-determined number of points is accumulated by
the non-customer, the non-customer is provided with an award (e.g., a
convenience fee for use of the ATM is forgiven). In addition, use of
networked ATMs by the non-customer is tracked in order to provide
tailored awards and advertisements.