The present invention provides apparatus, systems and methods for
determining for each of a plurality of users upon each user's input of a
particular origin postal code and a particular destination postal code an
origin rating zone identifier corresponding to the identifier
corresponding to the particular destination postal code for each of the
plurality of carriers. Each user accesses the present invention over a
global communications network using a client computer device, and each
user client computer device has an individual electronic connection to
the global communications network.