The present invention provides a photothermographic material having, on one side of a support, an image forming layer including at least a photosensitive silver halide, a non-photosensitive organic silver salt, a reducing agent, and a binder, and at least one non-photosensitive layer which is disposed on the same side of the support as the image forming layer and farther from the support than the image forming layer, wherein the non-photosensitive layer includes at least a copolymer latex of an acrylate or methacrylate having a fluorine atom and a monomer component having a hydrophobic group, and the surface of the side having the image forming layer includes convex portions having a height of 1.5 .mu.m or higher in an amount of from 20 to 2000 per 1 mm.sup.2. A photothermographic material which exhibits excellent film physical properties and high image quality is provided.