An image forming apparatus includes a first image bearing member; a first developing means forming a toner image of transparent toner on an electrostatic latent image formed on the first image bearing member; a second image bearing member having an electrostatic capacity per unit area which is smaller than an electrostatic capacity per unit area of the first image bearing member; second developing means for forming a toner image of chromatic toner on an electrostatic latent image formed on the second image bearing member, wherein a maximum toner amount of the toner image formed on the first image bearing member is larger than a maximum toner amount of the toner image formed on the second image bearing member; and transferring means for transferring the transparent toner image and the chromatic toner image onto a transfer material.