Provided herein is a computerized method of managing medical care through communication between a Digital Board of Medical Experts (DBME), a physician, a health insurance carrier, one or more medical facilities, and a patient and providing a diagnostic and/or therapeutic recommendation, the method comprising the following steps: i) providing a DBME core comprised of modules and algorithms for processing medical data and providing diagnostic and/or therapeutic recommendations; ii) providing a Physician Action Module (PAM) whereby a physician provides a clinical index of suspicion (CIS) through a clinical index of suspicion selection algorithm (CISSA) of the PAM to the DBME--for obtaining a recommendation for hi tech diagnostic studies and/or treatment; and iii) processing through the DBME information from the CISSA and providing a diagnostic recommendation from the diagnostic recommendation algorithm (DRA) of the Diagnostic Module (DM) of the DBME for hi tech diagnostic studies and/or a therapeutic recommendation from the therapeutic recommendation algorithm (TRA) of the Therapeutic Module (TM) of the DBME for treatment.