An exemplary ATM (10) includes a fascia (12) which extends on the outside of a wall (14) and includes a user interface (15). Responsive to user inputs through the user interface, the ATM is operative to receive a stack of currency notes (84) from a user. A currency note stack can be evaluated through operation of a currency note validator device (88). Acceptable currency notes can be stored in the ATM for recycling. Unacceptable currency notes can be routed to a bulk storage area (100). The ATM also includes an exemplary note picking arrangement to pick currency notes from a received stack, including use of contact and non-contact stripping rollers.