Information accounts stored in a central data repository comprise consumer
information elements associated with consumers, which may be stored in a
tagged data format. A consumer may have created an information account
via an originating vendor's website. The information account may be
branded to identify a sponsor, which may be the originating vendor. A
vendor server may be a member of an exchange comprising a logical
grouping of servers authorized and configured to interact with one or
more information accounts, such as differently branded information
accounts. The consumer uses a client device to request selected consumer
information elements from the information account. The consumer
information elements transmitted to the client device may be
auto-populated into a web page hosted by the vendor server and may be
used to complete a transaction. The custodian of the data repository may
share transaction-related revenue with the originating vendor and/or
transacting vendor.