The multispectral imaging system provides detection of low contrast objects on or below the surface of a body of water through the elimination of most of the surface reflected light clutter components from multispectral images. The images are processed by taking the weighted difference of two or more spectral components and applying a demeaning or whitening filter to the result. The images can then be frame averaged where the appropriate corrections for motion, magnification, rotation, and translation have been applied. The resultant imagery can then be displayed to an operator or transmitted to a remote location.