The invention comprises methods of settling wagers in a game with a Player/Dealer pool which entail reserving some of the funds in the Player/Dealer pool to pay bonuses and additional wagers and in some cases retiring more funds from the Player/Dealer pool than the amount won or lost. The invention also includes two optional mechanisms for implementing these methods. One method is a Base Bank and Reserve Bank where funds are reserved before any wagers are settled to pay bonuses and additional wagers. The other method is a Settlement Bank where the amount of funds to be retired is separated before wagers on a particular hand are settled.