The present invention provides a system and process for a borrower to
obtain a multiple mortgage underwriting approval. Using a borrower device
connected to a network, a borrower provides mortgage approval application
data to a central controller. Mortgage applications are created based on
the mortgage approval application data, and then sent to a plurality of
underwriting systems. Responses from the underwriting systems are
gathered, and forwarded to the borrower. Using the mortgage approval
application decisions, the borrower may select which mortgage loan
program meets that borrower's needs, and forward the information on to a
mortgage lender.