An apparatus, system, and method are disclosed for detecting fraud. A
first optical character recognition module optically recognizes a
character imprinted with a magnetic ink on a medium using a first optical
character recognition algorithm. A second optical character recognition
module also optically recognizes the character using a second optical
character recognition algorithm. In addition, a magnetic ink character
recognition module magnetically recognizes the character using a magnetic
recognition algorithm. A voting module determines if the character is
potentially fraudulent based on the recognition results of the first
optical character recognition module, the second optical character
recognition module, and the magnetic ink character recognition module. If
the character is potentially fraudulent, a results module communicates a
fraud indicator.