The present invention includes a client-server security system. The client-server security system includes a client system receiving first biometric data and having a first level security authorization procedure. In one embodiment, the first biometric data is speech data and the first level security authorization procedure includes a first speaker recognition algorithm. A server system is provided for receiving second biometric data. The server system includes a second level security authorization procedure. In one embodiment, the second biometric data is speech data and the second level security authorization procedure includes a second speaker recognition algorithm. In one embodiment, the first level security authorization procedure and the second level security authorization procedure comprise distinct biometric algorithms.